Money Market Accounts
Money Market Accounts
| Balance |
APR* |
APY* |
| $2000.00 – 25,000.00 |
1.500% |
1.510% |
| $25,000.01 – 75,000.00 |
1.750% |
1.760% |
| $75,000.01 and above |
2.500% |
2.530% |
Regular Share Accounts
Regular Share Accounts
| Balance |
APR* |
APY* |
| Balances over $100 |
0.100% |
0.100 % |
IRA Share Account
IRA Share Account
| Minimum Balance |
APR* |
APY* |
| No Minimum Balance |
0.250% |
0.250% |
IRA Certificates of Deposit
IRA Certificates of Deposit
| Term |
APR* |
APY* |
| 3 Month |
2.750% |
2.780% |
| 6 Month |
3.000% |
3.042% |
| 12 Month |
3.000% |
3.040% |
| 18 Month |
3.500% |
3.560% |
| 24 Month |
3.000% |
3.042% |
| 30 Month |
2.500% |
2.530% |
| 36 Month |
3.000% |
3.042% |
| 48 Month |
3.150% |
3.196% |
| 60 Month |
3.150% |
3.190% |
Term Share Certificates
Term Share Certificates
| Term |
APR* |
APY* |
| 3 Month |
2.750% |
2.780% |
| 6 Month |
3.000% |
3.042% |
| 12 Month |
3.000% |
3.040% |
| 18 Month |
3.500% |
3.560% |
| 24 Month |
3.000% |
3.042% |
| 30 Month |
2.500% |
2.530% |
| 36 Month |
3.000% |
3.042% |
| 48 Month |
3.150% |
3.196% |
| 60 Month |
3.150% |
3.190% |
Kids Klub Account
Kids Klub Account
| Minimum Balance |
APR* |
APY* |
| $25 |
0.18% |
0.18% |
| |
Christmas Club Account
Christmas Club Account
| Dates |
APR* |
APY* |
| Oct 1, 2025- Oct. 1, 2026 |
0.15% |
0.15% |
Vacation Club Account
Vacation Club Account
| Dates |
APR* |
APY* |
| 2025 |
0.15% |
0.15% |
Term Share Certificates are also available for IRA accounts. The current certificate rates are applicable. Rates are subject to change. Minimum balance requirements are: Term Share Certificates = $1000 Money Market accounts = $2000 Regular & IRA accounts = $100 Club accounts = $100 to earn dividends. Rates are effective as of October 1, 2025.
*APR=Annual Percentage Rate
*APY=Annual Percentage Yield
