Money Market Accounts
| Balance | APR* | APY* |
|---|---|---|
| $2000.00 – 10,000.00 | 0.300% | 0.300% |
| $10,000.01 – 25,000.00 | 0.400% | 0.400% |
| $25,000.01 and above | 0.500% | 0.500% |
Regular Share Accounts
| Balance | APR* | APY* |
|---|---|---|
| Balances over $100 | 0.100% | 0.100 % |
IRA Share Account
| Minimum Balance | APR* | APY* |
|---|---|---|
| No Minimum Balance | 0.250% | 0.250% |
IRA Certificates of Deposit
| Term | APR* | APY* |
|---|---|---|
| 3 Month | 0.200% | 0.200% |
| 6 Month | 0.250% | 0.250% |
| 12 Month | 1.000% | 1.000% |
| 18 Month | 1.000% | 1.000% |
| 24 Month | 1.250% | 1.260% |
| 30 Month | 1.250% | 1.260% |
| 36 Month | 1.500% | 1.510% |
| 48 Month | 1.750% | 1.760% |
| 60 Month | 2.00% | 2.020% |
Term Share Certificates
| Term | APR* | APY* |
|---|---|---|
| 3 Month | 0.200% | 0.200% |
| 6 Month | 0.250% | 0.250% |
| 12 Month | 1.000% | 1.000% |
| 18 Month | 1.000% | 1.000% |
| 24 Month | 1.250% | 1.260% |
| 30 Month | 1.250% | 1.260% |
| 36 Month | 1.500% | 1.510% |
| 48 Month | 1.750% | 1.760% |
| 60 Month | 2.000% | 2.020% |
Kids Klub Account
| Minimum Balance | APR* | APY* |
|---|---|---|
| $25 | 1.80% | 1.81% |
| Maximum balance of $18,000 | ||
Christmas Club Account
| Dates | APR* | APY* |
|---|---|---|
| Oct 16, 2018- Oct. 15, 2019 | 0.15% | 0.15% |
Vacation Club Account
| Dates | APR* | APY* |
|---|---|---|
| 2018 | 0.15% | 0.15% |
Term Share Certificates are also available for IRA accounts. The current certificate rates are applicable. Rates are subject to change. Minimum balance requirements are: Term Share Certificates = $1000 Money Market accounts = $2000 Regular & IRA accounts = $100 Club accounts = $100 to earn dividends. Rates are effective as of Nov. 1, 2018
*APR=Annual Percentage Rate
*APY=Annual Percentage Yield
