Money Market Accounts
| Balance | APR* | APY* |
|---|---|---|
| $2000.00 – 25,000.00 | 1.500% | 1.510% |
| $25,000.01 – 75,000.00 | 1.750% | 1.760% |
| $75,000.01 and above | 2.500% | 2.530% |
Regular Share Accounts
| Balance | APR* | APY* |
|---|---|---|
| Balances over $100 | 0.100% | 0.100 % |
IRA Share Account
| Minimum Balance | APR* | APY* |
|---|---|---|
| No Minimum Balance | 0.250% | 0.250% |
IRA Certificates of Deposit
| Term | APR* | APY* |
|---|---|---|
| 3 Month | 3.250% | 3.300% |
| 6 Month | 3.750% | 3.810% |
| 12 Month | 4.000% | 4.080% |
| 18 Month | 4.000% | 4.080% |
| 24 Month | 3.600% | 3.660% |
| 30 Month | 3.600% | 3.660% |
| 36 Month | 3.75% | 3.810% |
| 48 Month | 3.750% | 3.810% |
| 60 Month | 4.000% | 4.080% |
Term Share Certificates
| Term | APR* | APY* |
|---|---|---|
| 3 Month | 3.250% | 3.300% |
| 6 Month | 3.750% | 3.810% |
| 12 Month | 4.000% | 4.080% |
| 18 Month | 4.000% | 4.080% |
| 24 Month | 3.600% | 3.660% |
| 30 Month | 3.600% | 3.660% |
| 36 Month | 3.750% | 3.810% |
| 48 Month | 3.750% | 3.810% |
| 60 Month | 4.000% | 4.080% |
Kids Klub Account
| Minimum Balance | APR* | APY* |
|---|---|---|
| $25 | 0.18% | 0.18% |
Christmas Club Account
| Dates | APR* | APY* |
|---|---|---|
| Oct 1, 2023 – Oct. 1, 2024 | 0.15% | 0.15% |
Vacation Club Account
| Dates | APR* | APY* |
|---|---|---|
| 2023 | 0.15% | 0.15% |
Term Share Certificates are also available for IRA accounts. The current certificate rates are applicable. Rates are subject to change. Minimum balance requirements are: Term Share Certificates = $1000 Money Market accounts = $2000 Regular & IRA accounts = $100 Club accounts = $100 to earn dividends. Rates are effective as of October 2, 2023.
*APR=Annual Percentage Rate
*APY=Annual Percentage Yield
