Deposit Rates

Money Market Accounts

Money Market Accounts
Balance APR* APY*
$2000.00 – 10,000.00 0.300% 0.300%
$10,000.01 – 25,000.00 0.400% 0.400%
$25,000.01 and above 0.500% 0.500%

 

Regular Share Accounts

Regular Share Accounts
Balance APR* APY*
Balances over $100 0.100% 0.100 %

 

IRA Share Account

IRA Share Account
Minimum Balance APR* APY*
No Minimum Balance 0.250% 0.250%

 

IRA Certificates of Deposit

IRA Certificates of Deposit
Term APR* APY*
3 Month 0.200% 0.200%
6 Month 0.250% 0.250%
12 Month 1.000% 1.000%
18 Month 1.000% 1.000%
24 Month 1.250% 1.260%
30 Month 1.250% 1.260%
36 Month 1.500% 1.510%
48 Month 1.750% 1.760%
60 Month 2.00% 2.020%

 

Term Share Certificates

Term Share Certificates
Term APR* APY*
3 Month 0.200% 0.200%
6 Month 0.250% 0.250%
12 Month 1.000% 1.000%
18 Month 1.000% 1.000%
24 Month 1.250% 1.260%
30 Month 1.250% 1.260%
36 Month 1.500% 1.510%
48 Month 1.750% 1.760%
60 Month 2.000% 2.020%

 

Kids Klub Account

Kids Klub Account
Minimum Balance APR* APY*
$25 1.80% 1.81%
Maximum balance of $18,000

 

Christmas Club Account

Christmas Club Account
Dates APR* APY*
Oct 16, 2018- Oct. 15, 2019 0.15% 0.15%

 

Vacation Club Account

Vacation Club Account
Dates APR* APY*
2018 0.15% 0.15%

Term Share Certificates are also available for IRA accounts. The current certificate rates are applicable. Rates are subject to change. Minimum balance requirements are: Term Share Certificates = $1000 Money Market accounts = $2000 Regular & IRA accounts = $100 Club accounts = $100 to earn dividends.  Rates are effective as of Nov. 1, 2018

*APR=Annual Percentage Rate

*APY=Annual Percentage Yield