Deposit Rates

Money Market Accounts

Money Market Accounts
Balance APR* APY*
$2000.00 – 25,000.00 1.500% 1.510%
$25,000.01 – 75,000.00 1.750% 1.760%
$75,000.01 and above 2.500% 2.530%

Regular Share Accounts

Regular Share Accounts
Balance APR* APY*
Balances over $100 0.100% 0.100 %

IRA Share Account

IRA Share Account
Minimum Balance APR* APY*
No Minimum Balance 0.250% 0.250%

IRA Certificates of Deposit

IRA Certificates of Deposit
Term APR* APY*
3 Month 3.250% 3.300%
6 Month 3.750% 3.810%
12 Month 4.000% 4.080%
18 Month 4.000% 4.080%
24 Month 3.600% 3.660%
30 Month 3.600% 3.660%
36 Month 3.75% 3.810%
48 Month 3.750% 3.810%
60 Month 4.000% 4.080%

 

Term Share Certificates

Term Share Certificates
Term APR* APY*
3 Month 3.250% 3.300%
6 Month 3.750% 3.810%
12 Month 4.000% 4.080%
18 Month 4.000% 4.080%
24 Month 3.600% 3.660%
30 Month 3.600% 3.660%
36 Month 3.750% 3.810%
48 Month 3.750% 3.810%
60 Month 4.000% 4.080%

Kids Klub Account

Kids Klub Account
Minimum Balance APR* APY*
$25 0.18% 0.18%
 

Christmas Club Account

Christmas Club Account
Dates APR* APY*
Oct 1, 2023 – Oct. 1, 2024 0.15% 0.15%

 

Vacation Club Account

Vacation Club Account
Dates APR* APY*
2023 0.15% 0.15%

Term Share Certificates are also available for IRA accounts. The current certificate rates are applicable. Rates are subject to change. Minimum balance requirements are: Term Share Certificates = $1000 Money Market accounts = $2000 Regular & IRA accounts = $100 Club accounts = $100 to earn dividends.  Rates are effective as of October 2, 2023.

*APR=Annual Percentage Rate

*APY=Annual Percentage Yield