Money Market Accounts
| Balance | APR* | APY* |
|---|---|---|
| $2000.00 – 10,000.00 | 0.150% | 0.150% |
| $10,000.01 – 25,000.00 | 0.200% | 0.200% |
| $25,000.01 and above | 0.250% | 0.250% |
Regular Share Accounts
| Balance | APR* | APY* |
|---|---|---|
| Balances over $100 | 0.100% | 0.100 % |
IRA Share Account
| Minimum Balance | APR* | APY* |
|---|---|---|
| No Minimum Balance | 0.250% | 0.250% |
IRA Certificates of Deposit
| Term | APR* | APY* |
|---|---|---|
| 3 Month | 0.100% | 0.100% |
| 6 Month | 0.300% | 0.300% |
| 12 Month | 0.4000% | 0.400% |
| 18 Month | 0.500% | 0.500% |
| 24 Month | 0.550% | 0.550% |
| 30 Month | 0.550% | 0.550% |
| 36 Month | 0.600% | 0.600% |
| 48 Month | 0.650% | 0.650% |
| 60 Month | 0.700% | 0.700% |
Term Share Certificates
| Term | APR* | APY* |
|---|---|---|
| 3 Month | 0.100% | 0.100% |
| 6 Month | 0.300% | 0.300% |
| 12 Month | 0.400% | 0.400% |
| 18 Month | 0.500% | 0.500% |
| 24 Month | 0.550% | 0.550% |
| 30 Month | 0.550% | 0.550% |
| 36 Month | 0.600% | 0.600% |
| 48 Month | 0.650% | 0.650% |
| 60 Month | 0.700% | 0.700% |
Kids Klub Account
| Minimum Balance | APR* | APY* |
|---|---|---|
| $25 | 0.18% | 0.18% |
| Maximum balance of $18,000 | ||
Christmas Club Account
| Dates | APR* | APY* |
|---|---|---|
| Oct 16, 2019 – Oct. 15, 2020 | 0.15% | 0.15% |
Vacation Club Account
| Dates | APR* | APY* |
|---|---|---|
| 2020 | 0.15% | 0.15% |
Term Share Certificates are also available for IRA accounts. The current certificate rates are applicable. Rates are subject to change. Minimum balance requirements are: Term Share Certificates = $1000 Money Market accounts = $2000 Regular & IRA accounts = $100 Club accounts = $100 to earn dividends. Rates are effective as of November 1, 2020.
*APR=Annual Percentage Rate
*APY=Annual Percentage Yield
