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Rates

As of September 1, 2010

Term Share Certificate Rates 

                                         A.P.R.                        A.P.Y.
3 Month                              0.650%                     0.650%    
6 Month                              0.650%                     0.650%
12 Month                            0.850%                     0.850%
18 Month                            1.140%                     1.150%
24 Month                            1.240%                     1.250%
30 Month                            1.490%                     1.500%
36 Month                            1.740%                     1.750%
48 Month                            2.370%                     2.400%
60 Month                            2.720%                     2.750%
 
Money Market Account Rates
Balance of:
$2000.00 - 10,000.00           0.400%                     0.400%
$10,000.01 - 25,000.00        0.500%                     0.500%
$25,000.01 and above          0.600%                     0.600%
 
Regular Share Account Rate
 
Balances over $100                0.150%                       0.150 %
 
Kids Klub Account Rate
 
Minimum Balance $25             1.80%                       1.81%
 
Individual Retirement Share Account Rate
 
No Minimum Balance              0.995%                       1.00%
 
Christmas Club Account Rate
 
Nov. 1, 2009 - Oct. 15, 2010   1.50%                       1.50%
 
Term Share Certificates are also available for IRA accounts. The current certificate rates are applicable. Rates are subject to change. Minimum balance requirements are:  Term Share Certificates = $1000      Money Market accounts = $2000      Regular & IRA accounts = $100     Christmas Club accounts = $100 to earn dividends
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