Now you can choose any of our 9 term Fixed Rate IRA Shares Certificates to earn a high investment rate of dividends (interest). These accounts have a low minimum balance of $1,000.00 and are subject to penalties for early withdrawals.

03 Month term _____ 0.450% APR _____ 0.450% APY
06 Month term _____ 0.450% APR _____ 0.450% APY
12 Month term _____ 0.550% APR _____ 0.550% APY
18 Month term _____ 0.550% APR _____ 0.550% APY
24 Month term _____ 0.700% APR _____ 0.700% APY                                                             30 Month term _____ 0.700% APR _____ 0.700% APY
36 Month term _____ 1.090% APR _____ 1.100% APY
48 Month term _____ 1.490% APR _____ 1.500% APY
60 Month term _____ 1.980% APR _____ 2.000% APY

APR = Annual Percentage Rate
APY = Annual Percentage Yield
Rates are current as of February 1, 2012

Federally insured by NCUA