Now you can choose any of our 9 term Fixed Rate Share Certificates to earn a high investment rate of dividends (interest). These accounts have a low minimum balance requirement of $1,000.00 and are subject to penalties for early withdrawals. The rates below are current as of February 1, 2012.

Share Term Certificate rates are as follows:

03 Month term _____ 0.450% APR _____ 0.450% APY
06 Month term _____ 0.450% APR _____ 0.450% APY
12 Month term _____ 0.550% APR _____ 0.550% APY
18 Month term _____ 0.550% APR _____ 0.550% APY
24 Month term _____ 0.700% APR _____ 0.700% APY
30 Month term _____ 0.700% APR _____ 0.700% APY
36 Month term _____ 1.090% APR _____ 1.100% APY
48 Month term _____ 1.490% APR _____ 1.500% APY
60 Month term _____ 1.980% APR _____ 2.000% APY

 Federally insured by NCUA